The basics
Total Population
983
Median Age
57.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$407,000
Higher than 82%
Median Property Tax
$2,820
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.95
Higher than 91%
Median Rent
$1,703
Higher than 88%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.2
Winter Avg Low (°F)
12.9
Avg Temperature (°F)
45.4
Hot Days/yr (>90°F)
8.3
Freezing Days/yr (<32°F)
172.1
Annual Precipitation (in)
51.2
Annual Snowfall (in)
84
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
78.6
Higher than 68%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03838: frequently asked questions
- What is the median home value in ZIP Code 03838?
- The median home value in ZIP Code 03838 is $407,000, higher than 82% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03838?
- The median annual property tax in ZIP Code 03838 is $2,820, an effective rate of 1% of home value.
- Is ZIP Code 03838 expensive to live in?
- Homes in ZIP Code 03838 cost about 5.95× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03838?
- The median gross rent in ZIP Code 03838 is $1,703 a month, higher than 88% of U.S. ZIP codes.
- What is the weather like in ZIP Code 03838?
- ZIP Code 03838 averages 45.4°F year-round, summer highs near 79.2°F, winter lows around 12.9°F (NOAA 1991–2020 normals). It sees about 84 inches of snow a year.
- Is ZIP Code 03838 at risk of flooding or natural disasters?
- ZIP Code 03838's FEMA National Risk Index score is 78.6 (higher than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →