The basics
Total Population
12,579
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$242,800
Median Property Tax
$2,445
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.14
Median Rent
$1,045
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
70%
Appreciation 1yr %
7.2%
Pandemic Gain %
51%
Recession Drop %
-8.5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.5
Winter Avg Low (°F)
12.5
Avg Temperature (°F)
45.8
Hot Days/yr (>90°F)
5.1
Freezing Days/yr (<32°F)
160.6
Annual Precipitation (in)
47.7
Annual Snowfall (in)
68.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41
EAL Flood/Coastal per $1K
0.04
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04345: frequently asked questions
- What is the median home value in ZIP Code 04345?
- The median home value in ZIP Code 04345 is $242,800, higher than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04345?
- The median annual property tax in ZIP Code 04345 is $2,445, an effective rate of 1% of home value.
- Is ZIP Code 04345 expensive to live in?
- Homes in ZIP Code 04345 cost about 3.14× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04345?
- The median gross rent in ZIP Code 04345 is $1,045 a month, higher than 63% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04345?
- Home prices in ZIP Code 04345 have moved 70% over the past five years (7.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04345?
- ZIP Code 04345 averages 45.8°F year-round, summer highs near 78.5°F, winter lows around 12.5°F (NOAA 1991–2020 normals). It sees about 68.9 inches of snow a year.
- Is ZIP Code 04345 at risk of flooding or natural disasters?
- ZIP Code 04345's FEMA National Risk Index score is 41 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.04 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →