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ZIP Code 04989

Kennebec, Maine

ZCTA 04989

Juniper

ZIP Code 04989 is in the lowest 27% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price growth over five years. And it sits in the highest 8% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$311,612

Lower than 56% of U.S. ZIP codes
Home Price Growth, Past Five Years

81%

Higher than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46.4

Lower than 73% of U.S. ZIP codes

The boundary of ZIP Code 04989, in Kennebec, Maine.

The basics

Total Population

4,592

Median Age

44.5

Population Density

103.77

Home values & property tax

Median Property Tax

$2,117

Property Tax Rateyearly tax as a share of home value

0.87%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.38×

Higher than 58% of U.S. ZIP codes
Median Income

$72,300

Near the U.S. ZIP codes median
Median Rent

$1,006

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

13%

Higher than 92% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

56%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

6.8%

Climate & weather

Summer Avg High (°F)

78.1

Winter Avg Low (°F)

12

Avg Temperature (°F)

45.1

Hot Days/yr (>90°F)

5.7

Freezing Days/yr (<32°F)

164

Annual Precipitation (in)

43.4

Annual Snowfall (in)

85.5

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04989: frequently asked questions

What is the typical home value in ZIP Code 04989?
The estimated median home value in ZIP Code 04989 today is $311,612, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 04989?
The median annual property tax in ZIP Code 04989 is $2,117, an effective rate of 0.87% of home value.
Is ZIP Code 04989 expensive to live in?
Homes in ZIP Code 04989 cost about 3.38× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 04989?
The median gross rent in ZIP Code 04989 is $1,006 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04989?
Home prices in ZIP Code 04989 have moved 81% over the past five years (13% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04989?
ZIP Code 04989 has a population of 4,592, about 103.77 people per square mile, per the U.S. Census American Community Survey. The median age is 44.5.
What is the weather like in ZIP Code 04989?
ZIP Code 04989 averages 45.1°F year-round, summer highs near 78.1°F, winter lows around 12°F (NOAA 1991–2020 normals). It sees about 85.5 inches of snow a year.
Is ZIP Code 04989 at risk of flooding or natural disasters?
ZIP Code 04989's FEMA National Risk Index score is 46.4 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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