The basics
Total Population
5,244
Median Age
49.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$538,400
Median Property Tax
$4,279
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.98
Median Rent
$1,106
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
75%
Appreciation 1yr %
5.7%
Pandemic Gain %
52%
Recession Drop %
-7.1%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.2
Winter Avg Low (°F)
18.3
Avg Temperature (°F)
47.3
Hot Days/yr (>90°F)
3.2
Freezing Days/yr (<32°F)
141
Annual Precipitation (in)
55.5
Annual Snowfall (in)
71.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74.9
EAL Flood/Coastal per $1K
0.14
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04609: frequently asked questions
- What is the median home value in ZIP Code 04609?
- The median home value in ZIP Code 04609 is $538,400, higher than 90% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04609?
- The median annual property tax in ZIP Code 04609 is $4,279, an effective rate of 1% of home value.
- Is ZIP Code 04609 expensive to live in?
- Homes in ZIP Code 04609 cost about 6.98× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04609?
- The median gross rent in ZIP Code 04609 is $1,106 a month, higher than 67% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04609?
- Home prices in ZIP Code 04609 have moved 75% over the past five years (5.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04609?
- ZIP Code 04609 averages 47.3°F year-round, summer highs near 77.2°F, winter lows around 18.3°F (NOAA 1991–2020 normals). It sees about 71.5 inches of snow a year.
- Is ZIP Code 04609 at risk of flooding or natural disasters?
- ZIP Code 04609's FEMA National Risk Index score is 74.9 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.14 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →