The basics
Total Population
2,450
Median Age
54.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$269,100
Median Property Tax
$1,820
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.75
Median Rent
$1,171
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.2
Winter Avg Low (°F)
13.9
Avg Temperature (°F)
44.5
Hot Days/yr (>90°F)
1.3
Freezing Days/yr (<32°F)
162.2
Annual Precipitation (in)
49.4
Annual Snowfall (in)
74.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
60.7
EAL Flood/Coastal per $1K
0.17
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04640: frequently asked questions
- What is the median home value in ZIP Code 04640?
- The median home value in ZIP Code 04640 is $269,100, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04640?
- The median annual property tax in ZIP Code 04640 is $1,820, an effective rate of 1% of home value.
- Is ZIP Code 04640 expensive to live in?
- Homes in ZIP Code 04640 cost about 3.75× the median household income, higher than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04640?
- The median gross rent in ZIP Code 04640 is $1,171 a month, higher than 71% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04640?
- ZIP Code 04640 averages 44.5°F year-round, summer highs near 75.2°F, winter lows around 13.9°F (NOAA 1991–2020 normals). It sees about 74.6 inches of snow a year.
- Is ZIP Code 04640 at risk of flooding or natural disasters?
- ZIP Code 04640's FEMA National Risk Index score is 60.7 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.17 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →