The basics
Total Population
1,371
Median Age
55.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$254,800
Higher than 62%
Median Property Tax
$3,678
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.11
Higher than 76%
Median Rent
$1,567
Higher than 84%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.5
Winter Avg Low (°F)
10.2
Avg Temperature (°F)
41.9
Hot Days/yr (>90°F)
0.6
Freezing Days/yr (<32°F)
176
Annual Precipitation (in)
42.4
Annual Snowfall (in)
88.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.3
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 05038: frequently asked questions
- What is the median home value in ZIP Code 05038?
- The median home value in ZIP Code 05038 is $254,800, higher than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 05038?
- The median annual property tax in ZIP Code 05038 is $3,678, an effective rate of 1% of home value.
- Is ZIP Code 05038 expensive to live in?
- Homes in ZIP Code 05038 cost about 4.11× the median household income, higher than 76% of U.S. ZIP codes.
- What is the average rent in ZIP Code 05038?
- The median gross rent in ZIP Code 05038 is $1,567 a month, higher than 84% of U.S. ZIP codes.
- What is the weather like in ZIP Code 05038?
- ZIP Code 05038 averages 41.9°F year-round, summer highs near 74.5°F, winter lows around 10.2°F (NOAA 1991–2020 normals). It sees about 88.8 inches of snow a year.
- Is ZIP Code 05038 at risk of flooding or natural disasters?
- ZIP Code 05038's FEMA National Risk Index score is 64.3 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →