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ZIP Code 07728

Monmouth, New Jersey

ZCTA 07728

Juniper

ZIP Code 07728 is in the 91th percentile nationally for median rent. It also sits in the highest 12% nationally for median income. And it sits in the highest 14% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$644,519

Higher than 86% of U.S. ZIP codes
Home Price Growth, Past Five Years

63%

Higher than 77% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

59.5

Lower than 58% of U.S. ZIP codes

The boundary of ZIP Code 07728, in Monmouth, New Jersey.

The basics

Total Population

55,984

Median Age

41.7

Population Density

1,128.43

Home values & property tax

Median Property Tax

$9,800

Property Tax Rateyearly tax as a share of home value

1.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.43×

Higher than 78% of U.S. ZIP codes
Median Income

$114,072

Higher than 88% of U.S. ZIP codes
Median Rent

$1,955

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.3%

Higher than 72% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

84.1

Winter Avg Low (°F)

25.3

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

28.4

Freezing Days/yr (<32°F)

106

Annual Precipitation (in)

52

Annual Snowfall (in)

23.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07728: frequently asked questions

What is the typical home value in ZIP Code 07728?
The estimated median home value in ZIP Code 07728 today is $644,519, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 07728?
The median annual property tax in ZIP Code 07728 is $9,800, an effective rate of 1.9% of home value.
Is ZIP Code 07728 expensive to live in?
Homes in ZIP Code 07728 cost about 4.43× the median household income, higher than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 07728?
The median gross rent in ZIP Code 07728 is $1,955 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07728?
Home prices in ZIP Code 07728 have moved 63% over the past five years (6.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07728?
ZIP Code 07728 has a population of 55,984, about 1,128.43 people per square mile, per the U.S. Census American Community Survey. The median age is 41.7.
What is the weather like in ZIP Code 07728?
ZIP Code 07728 averages 54°F year-round, summer highs near 84.1°F, winter lows around 25.3°F (NOAA 1991–2020 normals). It sees about 23.7 inches of snow a year.
Is ZIP Code 07728 at risk of flooding or natural disasters?
ZIP Code 07728's FEMA National Risk Index score is 59.5 (lower than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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