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ZIP Code 07731

Monmouth, New Jersey

ZCTA 07731

Juniper

ZIP Code 07731 is in the lowest 29% nationally for FEMA risk score. It also sits in the highest 2% nationally for median rent. And it sits in the highest 6% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$654,056

Higher than 86% of U.S. ZIP codes
Home Price Growth, Past Five Years

77%

Higher than 94% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

48

Lower than 71% of U.S. ZIP codes

The boundary of ZIP Code 07731, in Monmouth, New Jersey.

The basics

Total Population

40,322

Median Age

38.4

Population Density

1,268.78

Home values & property tax

Median Property Tax

$9,166

Property Tax Rateyearly tax as a share of home value

1.8%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.69×

Higher than 65% of U.S. ZIP codes
Median Income

$134,056

Higher than 94% of U.S. ZIP codes
Median Rent

$2,570

Higher than 98% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.2%

Higher than 81% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

57%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

26%

Climate & weather

Summer Avg High (°F)

84.1

Winter Avg Low (°F)

25.3

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

28.4

Freezing Days/yr (<32°F)

106

Annual Precipitation (in)

51.9

Annual Snowfall (in)

23.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07731: frequently asked questions

What is the typical home value in ZIP Code 07731?
The estimated median home value in ZIP Code 07731 today is $654,056, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 07731?
The median annual property tax in ZIP Code 07731 is $9,166, an effective rate of 1.8% of home value.
Is ZIP Code 07731 expensive to live in?
Homes in ZIP Code 07731 cost about 3.69× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 07731?
The median gross rent in ZIP Code 07731 is $2,570 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07731?
Home prices in ZIP Code 07731 have moved 77% over the past five years (8.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07731?
ZIP Code 07731 has a population of 40,322, about 1,268.78 people per square mile, per the U.S. Census American Community Survey. The median age is 38.4.
What is the weather like in ZIP Code 07731?
ZIP Code 07731 averages 54°F year-round, summer highs near 84.1°F, winter lows around 25.3°F (NOAA 1991–2020 normals). It sees about 23.7 inches of snow a year.
Is ZIP Code 07731 at risk of flooding or natural disasters?
ZIP Code 07731's FEMA National Risk Index score is 48 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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