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ZIP Code 12204

Albany, New York

FIPS 12204

Juniper

ZIP Code 12204 is in the top 1% nationally for appreciation 1yr %. It also sits in the top 7% nationally for FEMA risk score. And it sits in the top 9% nationally for HPI growth 5yr %.

Median Home Value

$244,800

Higher than 60% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

13.7

Lower than 93% of U.S. ZIP codes

The basics

Total Population

7,812

Median Age

35.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$244,800

Higher than 60%

Median Property Tax

$5,350

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.27

Higher than 59%

Median Rent

$1,343

Higher than 78%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Appreciation 1yr %

21%

Higher than 99%

Pandemic Gain %

42%

Recession Drop %

-9.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

19.9

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

131.1

Annual Precipitation (in)

43.1

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

13.7

Lower than 93%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12204: frequently asked questions

What is the median home value in ZIP Code 12204?
The median home value in ZIP Code 12204 is $244,800, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 12204?
The median annual property tax in ZIP Code 12204 is $5,350, an effective rate of 2% of home value.
Is ZIP Code 12204 expensive to live in?
Homes in ZIP Code 12204 cost about 3.27× the median household income, higher than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 12204?
The median gross rent in ZIP Code 12204 is $1,343 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12204?
Home prices in ZIP Code 12204 have moved 65% over the past five years (21% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12204?
ZIP Code 12204 averages 50.9°F year-round, summer highs near 83.4°F, winter lows around 19.9°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12204 at risk of flooding or natural disasters?
ZIP Code 12204's FEMA National Risk Index score is 13.7 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →