Back to Explorer

ZIP Code 19038

Montgomery, Pennsylvania

FIPS 19038

Juniper

ZIP Code 19038 is in the top 19% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the 82th percentile nationally for median home value. And it sits in the 81th percentile nationally for median rent.

Median Home Value

$413,100

Higher than 82% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

35.5

Lower than 81% of U.S. ZIP codes

The basics

Total Population

32,296

Median Age

40.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$413,100

Higher than 82%

Median Property Tax

$6,372

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.51

Higher than 65%

Median Rent

$1,425

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Appreciation 1yr %

2.5%

Higher than 74%

Pandemic Gain %

42%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

22.3

Freezing Days/yr (<32°F)

92.2

Annual Precipitation (in)

48.6

Annual Snowfall (in)

7.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

35.5

Lower than 81%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 19038: frequently asked questions

What is the median home value in ZIP Code 19038?
The median home value in ZIP Code 19038 is $413,100, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 19038?
The median annual property tax in ZIP Code 19038 is $6,372, an effective rate of 2% of home value.
Is ZIP Code 19038 expensive to live in?
Homes in ZIP Code 19038 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 19038?
The median gross rent in ZIP Code 19038 is $1,425 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 19038?
Home prices in ZIP Code 19038 have moved 51% over the past five years (2.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 19038?
ZIP Code 19038 averages 54°F year-round, summer highs near 83°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 7.6 inches of snow a year.
Is ZIP Code 19038 at risk of flooding or natural disasters?
ZIP Code 19038's FEMA National Risk Index score is 35.5 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →