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ZIP Code 19038

Montgomery, Pennsylvania

ZCTA 19038

Juniper

ZIP Code 19038 is in the lowest 16% nationally for FEMA risk score. It also sits in the highest 10% nationally for median income. And it sits in the highest 25% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$499,786

Higher than 75% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34

Lower than 84% of U.S. ZIP codes

The boundary of ZIP Code 19038, in Montgomery, Pennsylvania.

The basics

Total Population

32,296

Median Age

40.3

Population Density

3,938.72

Home values & property tax

Median Property Tax

$6,372

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.51×

Higher than 61% of U.S. ZIP codes
Median Income

$117,683

Higher than 90% of U.S. ZIP codes
Median Rent

$1,425

Higher than 75% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.5%

Lower than 59% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

83

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

22.3

Freezing Days/yr (<32°F)

92.2

Annual Precipitation (in)

48.6

Annual Snowfall (in)

7.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 19038: frequently asked questions

What is the typical home value in ZIP Code 19038?
The estimated median home value in ZIP Code 19038 today is $499,786, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 19038?
The median annual property tax in ZIP Code 19038 is $6,372, an effective rate of 1.5% of home value.
Is ZIP Code 19038 expensive to live in?
Homes in ZIP Code 19038 cost about 3.51× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 19038?
The median gross rent in ZIP Code 19038 is $1,425 a month, higher than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 19038?
Home prices in ZIP Code 19038 have moved 51% over the past five years (2.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 19038?
ZIP Code 19038 has a population of 32,296, about 3,938.72 people per square mile, per the U.S. Census American Community Survey. The median age is 40.3.
What is the weather like in ZIP Code 19038?
ZIP Code 19038 averages 54°F year-round, summer highs near 83°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 7.6 inches of snow a year.
Is ZIP Code 19038 at risk of flooding or natural disasters?
ZIP Code 19038's FEMA National Risk Index score is 34 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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