The basics
Total Population
45,444
Median Age
33.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$421,100
Median Property Tax
$4,167
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.68
Median Rent
$2,022
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
45%
Appreciation 1yr %
3.3%
Pandemic Gain %
40%
Recession Drop %
-48%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.3
Winter Avg Low (°F)
26.2
Avg Temperature (°F)
55.5
Hot Days/yr (>90°F)
40.5
Freezing Days/yr (<32°F)
93.8
Annual Precipitation (in)
47.6
Annual Snowfall (in)
21
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
27.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 20109: frequently asked questions
- What is the median home value in ZIP Code 20109?
- The median home value in ZIP Code 20109 is $421,100, higher than 83% of U.S. ZIP codes.
- How much is property tax in ZIP Code 20109?
- The median annual property tax in ZIP Code 20109 is $4,167, an effective rate of 1% of home value.
- Is ZIP Code 20109 expensive to live in?
- Homes in ZIP Code 20109 cost about 4.68× the median household income, higher than 83% of U.S. ZIP codes.
- What is the average rent in ZIP Code 20109?
- The median gross rent in ZIP Code 20109 is $2,022 a month, higher than 94% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 20109?
- Home prices in ZIP Code 20109 have moved 45% over the past five years (3.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 20109?
- ZIP Code 20109 averages 55.5°F year-round, summer highs near 85.3°F, winter lows around 26.2°F (NOAA 1991–2020 normals). It sees about 21 inches of snow a year.
- Is ZIP Code 20109 at risk of flooding or natural disasters?
- ZIP Code 20109's FEMA National Risk Index score is 27.1 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →