Back to Explorer

ZIP Code 20640

Charles, Maryland

FIPS 20640

Juniper

ZIP Code 20640 is in the top 5% nationally for FEMA risk score. It also sits in the 83th percentile nationally for median rent. And it sits in the 73th percentile nationally for median home value.

Median Home Value

$324,600

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

4.8

Lower than 95% of U.S. ZIP codes

The basics

Total Population

10,685

Median Age

38.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$324,600

Higher than 73%

Median Property Tax

$3,324

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.23

Higher than 58%

Median Rent

$1,529

Higher than 83%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 66%

Appreciation 1yr %

-8.9%

Higher than 57%

Pandemic Gain %

51%

Recession Drop %

-37%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.9

Winter Avg Low (°F)

30.3

Avg Temperature (°F)

58.1

Hot Days/yr (>90°F)

29.5

Freezing Days/yr (<32°F)

75.9

Annual Precipitation (in)

41

Annual Snowfall (in)

12.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

4.8

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20640: frequently asked questions

What is the median home value in ZIP Code 20640?
The median home value in ZIP Code 20640 is $324,600, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 20640?
The median annual property tax in ZIP Code 20640 is $3,324, an effective rate of 1% of home value.
Is ZIP Code 20640 expensive to live in?
Homes in ZIP Code 20640 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 20640?
The median gross rent in ZIP Code 20640 is $1,529 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20640?
Home prices in ZIP Code 20640 have moved 45% over the past five years (-8.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20640?
ZIP Code 20640 averages 58.1°F year-round, summer highs near 85.9°F, winter lows around 30.3°F (NOAA 1991–2020 normals). It sees about 12.4 inches of snow a year.
Is ZIP Code 20640 at risk of flooding or natural disasters?
ZIP Code 20640's FEMA National Risk Index score is 4.8 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →