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ZIP Code 20664

Charles, Maryland

ZCTA 20664

Juniper

ZIP Code 20664 is in the lowest 21% nationally for FEMA risk score. It also sits in the highest 13% nationally for home price against income. And it sits in the lowest 18% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$496,820

Higher than 74% of U.S. ZIP codes
Home Price Growth, Past Five Years

40%

Lower than 82% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

39.7

Lower than 79% of U.S. ZIP codes

The boundary of ZIP Code 20664, in Charles, Maryland.

The basics

Total Population

3,138

Median Age

44.3

Population Density

76.78

Home values & property tax

Median Property Tax

$4,180

Property Tax Rateyearly tax as a share of home value

0.88%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.38×

Higher than 87% of U.S. ZIP codes
Median Income

$88,438

Higher than 72% of U.S. ZIP codes
Median Rent

$1,201

Higher than 64% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.4%

Higher than 65% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

49%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

26.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

15.8

Freezing Days/yr (<32°F)

97.5

Annual Precipitation (in)

46.9

Annual Snowfall (in)

15.1

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.16

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20664: frequently asked questions

What is the typical home value in ZIP Code 20664?
The estimated median home value in ZIP Code 20664 today is $496,820, higher than 74% of U.S. ZIP codes.
How much is property tax in ZIP Code 20664?
The median annual property tax in ZIP Code 20664 is $4,180, an effective rate of 0.88% of home value.
Is ZIP Code 20664 expensive to live in?
Homes in ZIP Code 20664 cost about 5.38× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 20664?
The median gross rent in ZIP Code 20664 is $1,201 a month, higher than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20664?
Home prices in ZIP Code 20664 have moved 40% over the past five years (5.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20664?
ZIP Code 20664 has a population of 3,138, about 76.78 people per square mile, per the U.S. Census American Community Survey. The median age is 44.3.
What is the weather like in ZIP Code 20664?
ZIP Code 20664 averages 55.2°F year-round, summer highs near 83.4°F, winter lows around 26.5°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 20664 at risk of flooding or natural disasters?
ZIP Code 20664's FEMA National Risk Index score is 39.7 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.16 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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