Back to Explorer

ZIP Code 20695

Charles, Maryland

FIPS 20695

Juniper

ZIP Code 20695 is in the top 11% nationally for FEMA risk score, but in the bottom 39% nationally for price-to-income ratio. It also sits in the 95th percentile nationally for median rent. And it sits in the 87th percentile nationally for median home value.

Median Home Value

$470,900

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

37%

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

22.5

Lower than 89% of U.S. ZIP codes

The basics

Total Population

16,407

Median Age

38.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$470,900

Higher than 87%

Median Property Tax

$5,330

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.32

Higher than 61%

Median Rent

$2,103

Higher than 95%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

37%

Higher than 59%

Appreciation 1yr %

-4.8%

Higher than 59%

Pandemic Gain %

32%

Recession Drop %

-35%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.3

Winter Avg Low (°F)

29

Avg Temperature (°F)

57.1

Hot Days/yr (>90°F)

37.9

Freezing Days/yr (<32°F)

80.1

Annual Precipitation (in)

47.1

Annual Snowfall (in)

13.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.5

Lower than 89%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20695: frequently asked questions

What is the median home value in ZIP Code 20695?
The median home value in ZIP Code 20695 is $470,900, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 20695?
The median annual property tax in ZIP Code 20695 is $5,330, an effective rate of 1% of home value.
Is ZIP Code 20695 expensive to live in?
Homes in ZIP Code 20695 cost about 3.32× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 20695?
The median gross rent in ZIP Code 20695 is $2,103 a month, higher than 95% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20695?
Home prices in ZIP Code 20695 have moved 37% over the past five years (-4.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20695?
ZIP Code 20695 averages 57.1°F year-round, summer highs near 86.3°F, winter lows around 29°F (NOAA 1991–2020 normals). It sees about 13.4 inches of snow a year.
Is ZIP Code 20695 at risk of flooding or natural disasters?
ZIP Code 20695's FEMA National Risk Index score is 22.5 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →