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ZIP Code 21048

Carroll, Maryland

FIPS 21048

Juniper

ZIP Code 21048 is in the top 14% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the 86th percentile nationally for median home value. And it sits in the top 28% nationally for appreciation 1yr %.

Median Home Value

$459,000

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 68% of U.S. ZIP codes

FEMA Risk Score

27.6

Lower than 86% of U.S. ZIP codes

The basics

Total Population

10,481

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$459,000

Higher than 86%

Median Property Tax

$3,887

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.48

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 68%

Appreciation 1yr %

2%

Higher than 72%

Pandemic Gain %

36%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.9

Winter Avg Low (°F)

25.8

Avg Temperature (°F)

53.6

Hot Days/yr (>90°F)

11.8

Freezing Days/yr (<32°F)

100.8

Annual Precipitation (in)

48

Annual Snowfall (in)

34.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

27.6

Lower than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21048: frequently asked questions

What is the median home value in ZIP Code 21048?
The median home value in ZIP Code 21048 is $459,000, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 21048?
The median annual property tax in ZIP Code 21048 is $3,887, an effective rate of 1% of home value.
Is ZIP Code 21048 expensive to live in?
Homes in ZIP Code 21048 cost about 3.48× the median household income, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21048?
Home prices in ZIP Code 21048 have moved 46% over the past five years (2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21048?
ZIP Code 21048 averages 53.6°F year-round, summer highs near 82.9°F, winter lows around 25.8°F (NOAA 1991–2020 normals). It sees about 34.1 inches of snow a year.
Is ZIP Code 21048 at risk of flooding or natural disasters?
ZIP Code 21048's FEMA National Risk Index score is 27.6 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →