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ZIP Code 21776

Carroll, Maryland

ZCTA 21776

Juniper

ZIP Code 21776 is in the lowest 13% nationally for FEMA risk score. It also sits in the highest 6% nationally for median income. And it sits in the highest 21% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$545,367

Higher than 79% of U.S. ZIP codes
Home Price Growth, Past Five Years

42%

Lower than 77% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

31

Lower than 87% of U.S. ZIP codes

The boundary of ZIP Code 21776, in Carroll, Maryland.

The basics

Total Population

6,261

Median Age

44.1

Population Density

176.62

Home values & property tax

Median Property Tax

$4,155

Property Tax Rateyearly tax as a share of home value

0.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.46×

Higher than 60% of U.S. ZIP codes
Median Income

$133,409

Higher than 94% of U.S. ZIP codes
Median Rent

$1,297

Higher than 69% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.6%

Higher than 79% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

26%

Climate & weather

Summer Avg High (°F)

83.3

Winter Avg Low (°F)

24.1

Avg Temperature (°F)

53

Hot Days/yr (>90°F)

17.7

Freezing Days/yr (<32°F)

114.2

Annual Precipitation (in)

46.6

Annual Snowfall (in)

27.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

31

Lower than 87% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21776: frequently asked questions

What is the typical home value in ZIP Code 21776?
The estimated median home value in ZIP Code 21776 today is $545,367, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 21776?
The median annual property tax in ZIP Code 21776 is $4,155, an effective rate of 0.9% of home value.
Is ZIP Code 21776 expensive to live in?
Homes in ZIP Code 21776 cost about 3.46× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 21776?
The median gross rent in ZIP Code 21776 is $1,297 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21776?
Home prices in ZIP Code 21776 have moved 42% over the past five years (7.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21776?
ZIP Code 21776 has a population of 6,261, about 176.62 people per square mile, per the U.S. Census American Community Survey. The median age is 44.1.
What is the weather like in ZIP Code 21776?
ZIP Code 21776 averages 53°F year-round, summer highs near 83.3°F, winter lows around 24.1°F (NOAA 1991–2020 normals). It sees about 27.5 inches of snow a year.
Is ZIP Code 21776 at risk of flooding or natural disasters?
ZIP Code 21776's FEMA National Risk Index score is 31 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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