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ZIP Code 21784

Carroll, Maryland

FIPS 21784

Juniper

ZIP Code 21784 is in the top 8% nationally for FEMA risk score, but in the bottom 34% nationally for price-to-income ratio. It also sits in the 89th percentile nationally for median rent. And it sits in the 88th percentile nationally for median home value.

Median Home Value

$491,800

Higher than 88% of U.S. ZIP codes

HPI Growth 5yr %

41%

Higher than 63% of U.S. ZIP codes

FEMA Risk Score

17.4

Lower than 92% of U.S. ZIP codes

The basics

Total Population

39,258

Median Age

38.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$491,800

Higher than 88%

Median Property Tax

$4,349

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.53

Higher than 66%

Median Rent

$1,739

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

41%

Higher than 63%

Appreciation 1yr %

3.1%

Higher than 76%

Pandemic Gain %

30%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.4

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

54

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

98.3

Annual Precipitation (in)

46

Annual Snowfall (in)

28.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

17.4

Lower than 92%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21784: frequently asked questions

What is the median home value in ZIP Code 21784?
The median home value in ZIP Code 21784 is $491,800, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 21784?
The median annual property tax in ZIP Code 21784 is $4,349, an effective rate of 1% of home value.
Is ZIP Code 21784 expensive to live in?
Homes in ZIP Code 21784 cost about 3.53× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 21784?
The median gross rent in ZIP Code 21784 is $1,739 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21784?
Home prices in ZIP Code 21784 have moved 41% over the past five years (3.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21784?
ZIP Code 21784 averages 54°F year-round, summer highs near 82.4°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 21784 at risk of flooding or natural disasters?
ZIP Code 21784's FEMA National Risk Index score is 17.4 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →