The basics
Total Population
39,258
Median Age
38.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$491,800
Median Property Tax
$4,349
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.53
Median Rent
$1,739
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
41%
Appreciation 1yr %
3.1%
Pandemic Gain %
30%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.4
Winter Avg Low (°F)
26.7
Avg Temperature (°F)
54
Hot Days/yr (>90°F)
13.1
Freezing Days/yr (<32°F)
98.3
Annual Precipitation (in)
46
Annual Snowfall (in)
28.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
17.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21784: frequently asked questions
- What is the median home value in ZIP Code 21784?
- The median home value in ZIP Code 21784 is $491,800, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21784?
- The median annual property tax in ZIP Code 21784 is $4,349, an effective rate of 1% of home value.
- Is ZIP Code 21784 expensive to live in?
- Homes in ZIP Code 21784 cost about 3.53× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21784?
- The median gross rent in ZIP Code 21784 is $1,739 a month, higher than 89% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21784?
- Home prices in ZIP Code 21784 have moved 41% over the past five years (3.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21784?
- ZIP Code 21784 averages 54°F year-round, summer highs near 82.4°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
- Is ZIP Code 21784 at risk of flooding or natural disasters?
- ZIP Code 21784's FEMA National Risk Index score is 17.4 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →