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ZIP Code 28098

Gaston, North Carolina

ZCTA 28098

Juniper

ZIP Code 28098 is in the lowest 4% nationally for FEMA risk score. It also sits in the lowest 13% nationally for home price growth over the past year. And it sits in the lowest 18% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$242,462

Lower than 75% of U.S. ZIP codes
Home Price Growth, Past Five Years

57%

Higher than 62% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

15.7

Lower than 96% of U.S. ZIP codes

The boundary of ZIP Code 28098, in Gaston, North Carolina.

The basics

Total Population

3,851

Median Age

40.3

Population Density

1,057.54

Home values & property tax

Median Property Tax

$1,468

Property Tax Rateyearly tax as a share of home value

0.73%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.8×

Higher than 68% of U.S. ZIP codes
Median Income

$53,000

Lower than 82% of U.S. ZIP codes
Median Rent

$1,603

Higher than 81% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.3%

Lower than 87% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

67%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

89

Winter Avg Low (°F)

33.3

Avg Temperature (°F)

61.8

Hot Days/yr (>90°F)

49.2

Freezing Days/yr (<32°F)

60.8

Annual Precipitation (in)

45.8

Annual Snowfall (in)

1.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

15.7

Lower than 96% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28098: frequently asked questions

What is the typical home value in ZIP Code 28098?
The estimated median home value in ZIP Code 28098 today is $242,462, lower than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 28098?
The median annual property tax in ZIP Code 28098 is $1,468, an effective rate of 0.73% of home value.
Is ZIP Code 28098 expensive to live in?
Homes in ZIP Code 28098 cost about 3.8× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 28098?
The median gross rent in ZIP Code 28098 is $1,603 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28098?
Home prices in ZIP Code 28098 have moved 57% over the past five years (-2.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28098?
ZIP Code 28098 has a population of 3,851, about 1,057.54 people per square mile, per the U.S. Census American Community Survey. The median age is 40.3.
What is the weather like in ZIP Code 28098?
ZIP Code 28098 averages 61.8°F year-round, summer highs near 89°F, winter lows around 33.3°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
Is ZIP Code 28098 at risk of flooding or natural disasters?
ZIP Code 28098's FEMA National Risk Index score is 15.7 (lower than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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