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ZIP Code 28098

Gaston, North Carolina

FIPS 28098

Juniper

ZIP Code 28098 is in the top 7% nationally for FEMA risk score, but in the bottom 29% nationally for price-to-income ratio. It also sits in the 85th percentile nationally for median rent. And it sits in the top 18% nationally for HPI growth 5yr %.

Median Home Value

$201,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

57%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

15

Lower than 93% of U.S. ZIP codes

The basics

Total Population

3,851

Median Age

40.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$201,500

Near median

Median Property Tax

$1,468

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.8

Higher than 71%

Median Rent

$1,603

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 82%

Appreciation 1yr %

-2.3%

Higher than 61%

Pandemic Gain %

67%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89

Winter Avg Low (°F)

33.3

Avg Temperature (°F)

61.8

Hot Days/yr (>90°F)

49.2

Freezing Days/yr (<32°F)

60.8

Annual Precipitation (in)

45.8

Annual Snowfall (in)

1.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

15

Lower than 93%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28098: frequently asked questions

What is the median home value in ZIP Code 28098?
The median home value in ZIP Code 28098 is $201,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28098?
The median annual property tax in ZIP Code 28098 is $1,468, an effective rate of 1% of home value.
Is ZIP Code 28098 expensive to live in?
Homes in ZIP Code 28098 cost about 3.8× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 28098?
The median gross rent in ZIP Code 28098 is $1,603 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28098?
Home prices in ZIP Code 28098 have moved 57% over the past five years (-2.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28098?
ZIP Code 28098 averages 61.8°F year-round, summer highs near 89°F, winter lows around 33.3°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
Is ZIP Code 28098 at risk of flooding or natural disasters?
ZIP Code 28098's FEMA National Risk Index score is 15 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →