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ZIP Code 28778

Buncombe, North Carolina

ZCTA 28778

Juniper

ZIP Code 28778 is in the highest 38% nationally for FEMA risk score. It also sits in the lowest 17% nationally for home price growth over the past year. And it sits in the highest 26% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$349,509

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

59%

Higher than 69% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.8

Higher than 62% of U.S. ZIP codes

The boundary of ZIP Code 28778, in Buncombe, North Carolina.

The basics

Total Population

13,536

Median Age

40.8

Population Density

416.72

Home values & property tax

Median Property Tax

$1,668

Property Tax Rateyearly tax as a share of home value

0.55%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.13×

Higher than 74% of U.S. ZIP codes
Median Income

$73,408

Near the U.S. ZIP codes median
Median Rent

$994

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

-1.4%

Lower than 83% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

6.3

Freezing Days/yr (<32°F)

102.4

Annual Precipitation (in)

53

Annual Snowfall (in)

28.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.8

Higher than 62% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28778: frequently asked questions

What is the typical home value in ZIP Code 28778?
The estimated median home value in ZIP Code 28778 today is $349,509, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28778?
The median annual property tax in ZIP Code 28778 is $1,668, an effective rate of 0.55% of home value.
Is ZIP Code 28778 expensive to live in?
Homes in ZIP Code 28778 cost about 4.13× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 28778?
The median gross rent in ZIP Code 28778 is $994 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 28778?
Home prices in ZIP Code 28778 have moved 59% over the past five years (-1.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28778?
ZIP Code 28778 has a population of 13,536, about 416.72 people per square mile, per the U.S. Census American Community Survey. The median age is 40.8.
What is the weather like in ZIP Code 28778?
ZIP Code 28778 averages 55.4°F year-round, summer highs near 82.6°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 28778 at risk of flooding or natural disasters?
ZIP Code 28778's FEMA National Risk Index score is 74.8 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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