Back to Explorer

ZIP Code 28778

Buncombe, North Carolina

FIPS 28778

Juniper

ZIP Code 28778 is in the top 15% nationally for HPI growth 5yr %, but in the bottom 24% nationally for price-to-income ratio. It also sits in the bottom 29% nationally for FEMA risk score. And it sits in the 70th percentile nationally for median home value.

Median Home Value

$303,300

Higher than 70% of U.S. ZIP codes

HPI Growth 5yr %

59%

Higher than 85% of U.S. ZIP codes

FEMA Risk Score

80.6

Higher than 71% of U.S. ZIP codes

The basics

Total Population

13,536

Median Age

40.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$303,300

Higher than 70%

Median Property Tax

$1,668

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.13

Higher than 76%

Median Rent

$994

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

59%

Higher than 85%

Appreciation 1yr %

-1.4%

Higher than 63%

Pandemic Gain %

55%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

6.3

Freezing Days/yr (<32°F)

102.4

Annual Precipitation (in)

53

Annual Snowfall (in)

28.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

80.6

Higher than 71%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28778: frequently asked questions

What is the median home value in ZIP Code 28778?
The median home value in ZIP Code 28778 is $303,300, higher than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 28778?
The median annual property tax in ZIP Code 28778 is $1,668, an effective rate of 1% of home value.
Is ZIP Code 28778 expensive to live in?
Homes in ZIP Code 28778 cost about 4.13× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 28778?
The median gross rent in ZIP Code 28778 is $994 a month, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28778?
Home prices in ZIP Code 28778 have moved 59% over the past five years (-1.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28778?
ZIP Code 28778 averages 55.4°F year-round, summer highs near 82.6°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 28.5 inches of snow a year.
Is ZIP Code 28778 at risk of flooding or natural disasters?
ZIP Code 28778's FEMA National Risk Index score is 80.6 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →