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ZIP Code 28804

Buncombe, North Carolina

ZCTA 28804

Juniper

ZIP Code 28804 is in the lowest 16% nationally for FEMA risk score. It also sits in the highest 8% nationally for home price against income. And it sits in the highest 13% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$664,779

Higher than 87% of U.S. ZIP codes
Home Price Growth, Past Five Years

58%

Higher than 65% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34.5

Lower than 84% of U.S. ZIP codes

The boundary of ZIP Code 28804, in Buncombe, North Carolina.

The basics

Total Population

25,776

Median Age

43

Population Density

899.39

Home values & property tax

Median Property Tax

$3,518

Property Tax Rateyearly tax as a share of home value

0.62%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.41×

Higher than 92% of U.S. ZIP codes
Median Income

$88,312

Higher than 72% of U.S. ZIP codes
Median Rent

$1,492

Higher than 78% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.7%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

59%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

30.7

Avg Temperature (°F)

57.3

Hot Days/yr (>90°F)

15.7

Freezing Days/yr (<32°F)

76.9

Annual Precipitation (in)

46

Annual Snowfall (in)

11.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34.5

Lower than 84% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28804: frequently asked questions

What is the typical home value in ZIP Code 28804?
The estimated median home value in ZIP Code 28804 today is $664,779, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 28804?
The median annual property tax in ZIP Code 28804 is $3,518, an effective rate of 0.62% of home value.
Is ZIP Code 28804 expensive to live in?
Homes in ZIP Code 28804 cost about 6.41× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 28804?
The median gross rent in ZIP Code 28804 is $1,492 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28804?
Home prices in ZIP Code 28804 have moved 58% over the past five years (3.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28804?
ZIP Code 28804 has a population of 25,776, about 899.39 people per square mile, per the U.S. Census American Community Survey. The median age is 43.
What is the weather like in ZIP Code 28804?
ZIP Code 28804 averages 57.3°F year-round, summer highs near 84.4°F, winter lows around 30.7°F (NOAA 1991–2020 normals). It sees about 11.5 inches of snow a year.
Is ZIP Code 28804 at risk of flooding or natural disasters?
ZIP Code 28804's FEMA National Risk Index score is 34.5 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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