The basics
Total Population
39,107
Median Age
29.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$107,600
Median Property Tax
$1,234
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.48
Median Rent
$1,181
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
69%
Appreciation 1yr %
1.5%
Pandemic Gain %
75%
Recession Drop %
-34%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.9
Winter Avg Low (°F)
35.4
Avg Temperature (°F)
63.4
Hot Days/yr (>90°F)
72.1
Freezing Days/yr (<32°F)
44.4
Annual Precipitation (in)
54.9
Annual Snowfall (in)
2.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
84.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38118: frequently asked questions
- What is the median home value in ZIP Code 38118?
- The median home value in ZIP Code 38118 is $107,600, lower than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38118?
- The median annual property tax in ZIP Code 38118 is $1,234, an effective rate of 1% of home value.
- Is ZIP Code 38118 expensive to live in?
- Homes in ZIP Code 38118 cost about 2.48× the median household income, lower than 63% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38118?
- The median gross rent in ZIP Code 38118 is $1,181 a month, higher than 71% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38118?
- Home prices in ZIP Code 38118 have moved 69% over the past five years (1.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38118?
- ZIP Code 38118 averages 63.4°F year-round, summer highs near 90.9°F, winter lows around 35.4°F (NOAA 1991–2020 normals). It sees about 2.7 inches of snow a year.
- Is ZIP Code 38118 at risk of flooding or natural disasters?
- ZIP Code 38118's FEMA National Risk Index score is 84.2 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →