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ZIP Code 38134

Shelby, Tennessee

ZCTA 38134

Juniper

ZIP Code 38134 is in the highest 34% nationally for FEMA risk score. It also sits in the lowest 21% nationally for typical home value. And it sits in the lowest 21% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$223,956

Lower than 79% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.4

Higher than 66% of U.S. ZIP codes

The boundary of ZIP Code 38134, in Shelby, Tennessee.

The basics

Total Population

43,947

Median Age

32.6

Population Density

2,365.81

Home values & property tax

Median Property Tax

$2,156

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.41×

Higher than 58% of U.S. ZIP codes
Median Income

$60,622

Lower than 70% of U.S. ZIP codes
Median Rent

$1,198

Higher than 64% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-0.57%

Lower than 79% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

90.1

Winter Avg Low (°F)

31.8

Avg Temperature (°F)

61.1

Hot Days/yr (>90°F)

68.8

Freezing Days/yr (<32°F)

68.4

Annual Precipitation (in)

54.8

Annual Snowfall (in)

2.8

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.4

Higher than 66% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 38134: frequently asked questions

What is the typical home value in ZIP Code 38134?
The estimated median home value in ZIP Code 38134 today is $223,956, lower than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 38134?
The median annual property tax in ZIP Code 38134 is $2,156, an effective rate of 1% of home value.
Is ZIP Code 38134 expensive to live in?
Homes in ZIP Code 38134 cost about 3.41× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 38134?
The median gross rent in ZIP Code 38134 is $1,198 a month, higher than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38134?
Home prices in ZIP Code 38134 have moved 47% over the past five years (-0.57% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 38134?
ZIP Code 38134 has a population of 43,947, about 2,365.81 people per square mile, per the U.S. Census American Community Survey. The median age is 32.6.
What is the weather like in ZIP Code 38134?
ZIP Code 38134 averages 61.1°F year-round, summer highs near 90.1°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 2.8 inches of snow a year.
Is ZIP Code 38134 at risk of flooding or natural disasters?
ZIP Code 38134's FEMA National Risk Index score is 77.4 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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