The basics
Total Population
42,162
Median Age
31.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$138,000
Median Property Tax
$1,366
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.9
Median Rent
$1,196
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
63%
Appreciation 1yr %
3.6%
Pandemic Gain %
63%
Recession Drop %
-32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.1
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
61.1
Hot Days/yr (>90°F)
68.8
Freezing Days/yr (<32°F)
68.4
Annual Precipitation (in)
54.8
Annual Snowfall (in)
2.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38128: frequently asked questions
- What is the median home value in ZIP Code 38128?
- The median home value in ZIP Code 38128 is $138,000, lower than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38128?
- The median annual property tax in ZIP Code 38128 is $1,366, an effective rate of 1% of home value.
- Is ZIP Code 38128 expensive to live in?
- Homes in ZIP Code 38128 cost about 2.9× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38128?
- The median gross rent in ZIP Code 38128 is $1,196 a month, higher than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38128?
- Home prices in ZIP Code 38128 have moved 63% over the past five years (3.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38128?
- ZIP Code 38128 averages 61.1°F year-round, summer highs near 90.1°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 2.8 inches of snow a year.
- Is ZIP Code 38128 at risk of flooding or natural disasters?
- ZIP Code 38128's FEMA National Risk Index score is 74.2 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →