The basics
Total Population
2,376
Median Age
53.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$262,400
Median Property Tax
$1,848
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.48
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Pandemic Gain %
29%
Recession Drop %
-4.9%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.2
Winter Avg Low (°F)
28.4
Avg Temperature (°F)
57.1
Hot Days/yr (>90°F)
30.4
Freezing Days/yr (<32°F)
85.4
Annual Precipitation (in)
51.1
Annual Snowfall (in)
3.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
83.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40109: frequently asked questions
- What is the median home value in ZIP Code 40109?
- The median home value in ZIP Code 40109 is $262,400, higher than 64% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40109?
- The median annual property tax in ZIP Code 40109 is $1,848, an effective rate of 1% of home value.
- Is ZIP Code 40109 expensive to live in?
- Homes in ZIP Code 40109 cost about 3.48× the median household income, higher than 65% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 40109?
- Home prices in ZIP Code 40109 have moved 53% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 40109?
- ZIP Code 40109 averages 57.1°F year-round, summer highs near 86.2°F, winter lows around 28.4°F (NOAA 1991–2020 normals). It sees about 3.5 inches of snow a year.
- Is ZIP Code 40109 at risk of flooding or natural disasters?
- ZIP Code 40109's FEMA National Risk Index score is 83.4 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →