The basics
Total Population
38,403
Median Age
42
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$249,600
Median Property Tax
$2,089
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.14
Median Rent
$957
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
2.2%
Pandemic Gain %
42%
Recession Drop %
-5.8%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.4
Winter Avg Low (°F)
28.1
Avg Temperature (°F)
57.2
Hot Days/yr (>90°F)
37.1
Freezing Days/yr (<32°F)
91.7
Annual Precipitation (in)
51.1
Annual Snowfall (in)
3.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
76.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40165: frequently asked questions
- What is the median home value in ZIP Code 40165?
- The median home value in ZIP Code 40165 is $249,600, higher than 61% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40165?
- The median annual property tax in ZIP Code 40165 is $2,089, an effective rate of 1% of home value.
- Is ZIP Code 40165 expensive to live in?
- Homes in ZIP Code 40165 cost about 3.14× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40165?
- The median gross rent in ZIP Code 40165 is $957 a month, higher than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 40165?
- Home prices in ZIP Code 40165 have moved 43% over the past five years (2.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 40165?
- ZIP Code 40165 averages 57.2°F year-round, summer highs near 86.4°F, winter lows around 28.1°F (NOAA 1991–2020 normals). It sees about 3.5 inches of snow a year.
- Is ZIP Code 40165 at risk of flooding or natural disasters?
- ZIP Code 40165's FEMA National Risk Index score is 76.5 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →