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ZIP Code 40815

Harlan, Kentucky

FIPS 40815

Juniper

ZIP Code 40815 is in the top 13% nationally for price-to-income ratio. It also sits in the 11th percentile nationally for median home value.

Median Home Value

$69,900

Lower than 89% of U.S. ZIP codes

FEMA Risk Score

62.9

Near the U.S. ZIP codes median

The basics

Total Population

811

Median Age

43.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$69,900

Lower than 89%

Median Property Tax

$893

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.03

Lower than 87%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

52.2

Annual Snowfall (in)

9.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.9

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40815: frequently asked questions

What is the median home value in ZIP Code 40815?
The median home value in ZIP Code 40815 is $69,900, lower than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 40815?
The median annual property tax in ZIP Code 40815 is $893, an effective rate of 1% of home value.
Is ZIP Code 40815 expensive to live in?
Homes in ZIP Code 40815 cost about 1.03× the median household income, lower than 87% of U.S. ZIP codes.
What is the weather like in ZIP Code 40815?
ZIP Code 40815 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 9.3 inches of snow a year.
Is ZIP Code 40815 at risk of flooding or natural disasters?
ZIP Code 40815's FEMA National Risk Index score is 62.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →