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ZIP Code 40854

Harlan, Kentucky

FIPS 40854

Juniper

ZIP Code 40854 is in the top 15% nationally for price-to-income ratio, but in the bottom 30% nationally for FEMA risk score. It also sits in the 12th percentile nationally for median home value. And it sits in the 31th percentile nationally for median rent.

Median Home Value

$76,400

Lower than 88% of U.S. ZIP codes

FEMA Risk Score

79.9

Higher than 70% of U.S. ZIP codes

The basics

Total Population

675

Median Age

48

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$76,400

Lower than 88%

Median Property Tax

$950

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.38

Lower than 85%

Median Rent

$688

Lower than 69%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

52.2

Annual Snowfall (in)

10.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79.9

Higher than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40854: frequently asked questions

What is the median home value in ZIP Code 40854?
The median home value in ZIP Code 40854 is $76,400, lower than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 40854?
The median annual property tax in ZIP Code 40854 is $950, an effective rate of 1% of home value.
Is ZIP Code 40854 expensive to live in?
Homes in ZIP Code 40854 cost about 1.38× the median household income, lower than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 40854?
The median gross rent in ZIP Code 40854 is $688 a month, lower than 69% of U.S. ZIP codes.
What is the weather like in ZIP Code 40854?
ZIP Code 40854 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 10.1 inches of snow a year.
Is ZIP Code 40854 at risk of flooding or natural disasters?
ZIP Code 40854's FEMA National Risk Index score is 79.9 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →