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ZIP Code 40863

Harlan, Kentucky

FIPS 40863

Juniper

ZIP Code 40863 is in the top 12% nationally for price-to-income ratio. It also sits in the 9th percentile nationally for median home value.

Median Home Value

$44,000

Lower than 91% of U.S. ZIP codes

FEMA Risk Score

62.1

Near the U.S. ZIP codes median

The basics

Total Population

706

Median Age

50.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$44,000

Lower than 91%

Median Property Tax

$383

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

0.89

Lower than 88%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

51.5

Annual Snowfall (in)

10.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.1

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40863: frequently asked questions

What is the median home value in ZIP Code 40863?
The median home value in ZIP Code 40863 is $44,000, lower than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 40863?
The median annual property tax in ZIP Code 40863 is $383, an effective rate of 1% of home value.
Is ZIP Code 40863 expensive to live in?
Homes in ZIP Code 40863 cost about 0.89× the median household income, lower than 88% of U.S. ZIP codes.
What is the weather like in ZIP Code 40863?
ZIP Code 40863 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 10.1 inches of snow a year.
Is ZIP Code 40863 at risk of flooding or natural disasters?
ZIP Code 40863's FEMA National Risk Index score is 62.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →