The basics
Total Population
4,789
Median Age
42.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$89,100
Median Property Tax
$839
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.52
Median Rent
$620
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-1.2%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.9
Winter Avg Low (°F)
27.9
Avg Temperature (°F)
55.9
Hot Days/yr (>90°F)
12.7
Freezing Days/yr (<32°F)
101.3
Annual Precipitation (in)
52.2
Annual Snowfall (in)
10.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
90.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40831: frequently asked questions
- What is the median home value in ZIP Code 40831?
- The median home value in ZIP Code 40831 is $89,100, lower than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40831?
- The median annual property tax in ZIP Code 40831 is $839, an effective rate of 1% of home value.
- Is ZIP Code 40831 expensive to live in?
- Homes in ZIP Code 40831 cost about 2.52× the median household income, lower than 62% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40831?
- The median gross rent in ZIP Code 40831 is $620 a month, lower than 73% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40831?
- ZIP Code 40831 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 10.1 inches of snow a year.
- Is ZIP Code 40831 at risk of flooding or natural disasters?
- ZIP Code 40831's FEMA National Risk Index score is 90.2 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →