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ZIP Code 40828

Harlan, Kentucky

FIPS 40828

Juniper

ZIP Code 40828 is in the top 16% nationally for price-to-income ratio, but in the bottom 25% nationally for FEMA risk score. It also sits in the 10th percentile nationally for median home value.

Median Home Value

$62,200

Lower than 90% of U.S. ZIP codes

FEMA Risk Score

83.4

Higher than 75% of U.S. ZIP codes

The basics

Total Population

4,280

Median Age

38.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$62,200

Lower than 90%

Median Property Tax

$808

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.5

Lower than 84%

Median Rent

$918

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

60.5

Annual Snowfall (in)

34.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.4

Higher than 75%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40828: frequently asked questions

What is the median home value in ZIP Code 40828?
The median home value in ZIP Code 40828 is $62,200, lower than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 40828?
The median annual property tax in ZIP Code 40828 is $808, an effective rate of 1% of home value.
Is ZIP Code 40828 expensive to live in?
Homes in ZIP Code 40828 cost about 1.5× the median household income, lower than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 40828?
The median gross rent in ZIP Code 40828 is $918 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 40828?
ZIP Code 40828 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 34.6 inches of snow a year.
Is ZIP Code 40828 at risk of flooding or natural disasters?
ZIP Code 40828's FEMA National Risk Index score is 83.4 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →