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ZIP Code 40823

Harlan, Kentucky

FIPS 40823

Juniper

ZIP Code 40823 is in the top 25% nationally for price-to-income ratio, but in the bottom 22% nationally for FEMA risk score. It also sits in the 11th percentile nationally for median home value. And it sits in the 28th percentile nationally for median rent.

Median Home Value

$70,500

Lower than 89% of U.S. ZIP codes

FEMA Risk Score

85.5

Higher than 78% of U.S. ZIP codes

The basics

Total Population

3,742

Median Age

31.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$70,500

Lower than 89%

Median Property Tax

$603

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.99

Lower than 75%

Median Rent

$633

Lower than 72%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.3

Winter Avg Low (°F)

28

Avg Temperature (°F)

56

Hot Days/yr (>90°F)

15.3

Freezing Days/yr (<32°F)

99.7

Annual Precipitation (in)

60.5

Annual Snowfall (in)

34.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

85.5

Higher than 78%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40823: frequently asked questions

What is the median home value in ZIP Code 40823?
The median home value in ZIP Code 40823 is $70,500, lower than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 40823?
The median annual property tax in ZIP Code 40823 is $603, an effective rate of 1% of home value.
Is ZIP Code 40823 expensive to live in?
Homes in ZIP Code 40823 cost about 1.99× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 40823?
The median gross rent in ZIP Code 40823 is $633 a month, lower than 72% of U.S. ZIP codes.
What is the weather like in ZIP Code 40823?
ZIP Code 40823 averages 56°F year-round, summer highs near 84.3°F, winter lows around 28°F (NOAA 1991–2020 normals). It sees about 34.6 inches of snow a year.
Is ZIP Code 40823 at risk of flooding or natural disasters?
ZIP Code 40823's FEMA National Risk Index score is 85.5 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →