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ZIP Code 45209

Hamilton, Ohio

FIPS 45209

Juniper

ZIP Code 45209 is in the top 9% nationally for FEMA risk score, but in the bottom 21% nationally for price-to-income ratio. It also sits in the top 17% nationally for appreciation 1yr %. And it sits in the 81th percentile nationally for median home value.

Median Home Value

$400,700

Higher than 81% of U.S. ZIP codes

HPI Growth 5yr %

44%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

18.9

Lower than 91% of U.S. ZIP codes

The basics

Total Population

10,570

Median Age

32.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$400,700

Higher than 81%

Median Property Tax

$6,507

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.29

Higher than 79%

Median Rent

$1,309

Higher than 76%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

44%

Higher than 65%

Appreciation 1yr %

4.9%

Higher than 83%

Pandemic Gain %

39%

Recession Drop %

-4.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

25.8

Avg Temperature (°F)

54.8

Hot Days/yr (>90°F)

26.7

Freezing Days/yr (<32°F)

101.6

Annual Precipitation (in)

43.4

Annual Snowfall (in)

16

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.9

Lower than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45209: frequently asked questions

What is the median home value in ZIP Code 45209?
The median home value in ZIP Code 45209 is $400,700, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 45209?
The median annual property tax in ZIP Code 45209 is $6,507, an effective rate of 2% of home value.
Is ZIP Code 45209 expensive to live in?
Homes in ZIP Code 45209 cost about 4.29× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 45209?
The median gross rent in ZIP Code 45209 is $1,309 a month, higher than 76% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45209?
Home prices in ZIP Code 45209 have moved 44% over the past five years (4.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45209?
ZIP Code 45209 averages 54.8°F year-round, summer highs near 85.2°F, winter lows around 25.8°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
Is ZIP Code 45209 at risk of flooding or natural disasters?
ZIP Code 45209's FEMA National Risk Index score is 18.9 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →