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ZIP Code 45209

Hamilton, Ohio

ZCTA 45209

Juniper

ZIP Code 45209 is in the lowest 4% nationally for FEMA risk score. It also sits in the highest 24% nationally for median income. And it sits in the highest 24% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$478,427

Higher than 72% of U.S. ZIP codes
Home Price Growth, Past Five Years

44%

Lower than 73% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

17.3

Lower than 96% of U.S. ZIP codes

The boundary of ZIP Code 45209, in Hamilton, Ohio.

The basics

Total Population

10,570

Median Age

32.2

Population Density

4,665.46

Home values & property tax

Median Property Tax

$6,507

Property Tax Rateyearly tax as a share of home value

1.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.29×

Higher than 76% of U.S. ZIP codes
Median Income

$93,420

Higher than 76% of U.S. ZIP codes
Median Rent

$1,309

Higher than 70% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.9%

Higher than 62% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

39%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

4.5%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

25.8

Avg Temperature (°F)

54.8

Hot Days/yr (>90°F)

26.7

Freezing Days/yr (<32°F)

101.6

Annual Precipitation (in)

43.4

Annual Snowfall (in)

16

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

17.3

Lower than 96% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 45209: frequently asked questions

What is the typical home value in ZIP Code 45209?
The estimated median home value in ZIP Code 45209 today is $478,427, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 45209?
The median annual property tax in ZIP Code 45209 is $6,507, an effective rate of 1.6% of home value.
Is ZIP Code 45209 expensive to live in?
Homes in ZIP Code 45209 cost about 4.29× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 45209?
The median gross rent in ZIP Code 45209 is $1,309 a month, higher than 70% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 45209?
Home prices in ZIP Code 45209 have moved 44% over the past five years (4.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 45209?
ZIP Code 45209 has a population of 10,570, about 4,665.46 people per square mile, per the U.S. Census American Community Survey. The median age is 32.2.
What is the weather like in ZIP Code 45209?
ZIP Code 45209 averages 54.8°F year-round, summer highs near 85.2°F, winter lows around 25.8°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
Is ZIP Code 45209 at risk of flooding or natural disasters?
ZIP Code 45209's FEMA National Risk Index score is 17.3 (lower than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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