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ZIP Code 46404

Lake, Indiana

ZCTA 46404

Juniper

ZIP Code 46404 is in the lowest 25% nationally for FEMA risk score. It also sits in the highest 1% nationally for home price growth over five years. And it sits in the highest 2% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$147,205

Lower than 96% of U.S. ZIP codes
Home Price Growth, Past Five Years

101%

Higher than 99% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

44.2

Lower than 75% of U.S. ZIP codes

The boundary of ZIP Code 46404, in Lake, Indiana.

The basics

Total Population

15,428

Median Age

39.4

Population Density

2,568.17

Home values & property tax

Median Property Tax

$917

Property Tax Rateyearly tax as a share of home value

0.96%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.25×

Lower than 78% of U.S. ZIP codes
Median Income

$42,256

Lower than 93% of U.S. ZIP codes
Median Rent

$999

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

22%

Higher than 98% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

102%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

23%

Climate & weather

Summer Avg High (°F)

79.7

Winter Avg Low (°F)

21

Avg Temperature (°F)

50.2

Hot Days/yr (>90°F)

10.5

Freezing Days/yr (<32°F)

116.9

Annual Precipitation (in)

40.8

Annual Snowfall (in)

26.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46404: frequently asked questions

What is the typical home value in ZIP Code 46404?
The estimated median home value in ZIP Code 46404 today is $147,205, lower than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 46404?
The median annual property tax in ZIP Code 46404 is $917, an effective rate of 0.96% of home value.
Is ZIP Code 46404 expensive to live in?
Homes in ZIP Code 46404 cost about 2.25× the median household income, lower than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 46404?
The median gross rent in ZIP Code 46404 is $999 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 46404?
Home prices in ZIP Code 46404 have moved 101% over the past five years (22% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46404?
ZIP Code 46404 has a population of 15,428, about 2,568.17 people per square mile, per the U.S. Census American Community Survey. The median age is 39.4.
What is the weather like in ZIP Code 46404?
ZIP Code 46404 averages 50.2°F year-round, summer highs near 79.7°F, winter lows around 21°F (NOAA 1991–2020 normals). It sees about 26.6 inches of snow a year.
Is ZIP Code 46404 at risk of flooding or natural disasters?
ZIP Code 46404's FEMA National Risk Index score is 44.2 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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