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ZIP Code 46574

St. Joseph, Indiana

FIPS 46574

Juniper

ZIP Code 46574 is in the top 5% nationally for appreciation 1yr %. It also sits in the top 10% nationally for HPI growth 5yr %. And it sits in the top 20% nationally for FEMA risk score.

Median Home Value

$188,100

Near the U.S. ZIP codes median

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

36.4

Lower than 80% of U.S. ZIP codes

The basics

Total Population

7,426

Median Age

46.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$188,100

Near median

Median Property Tax

$1,437

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.47

Lower than 64%

Median Rent

$791

Lower than 60%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Appreciation 1yr %

10%

Higher than 95%

Pandemic Gain %

45%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

17.7

Avg Temperature (°F)

48.5

Hot Days/yr (>90°F)

7.3

Freezing Days/yr (<32°F)

140.2

Annual Precipitation (in)

38.9

Annual Snowfall (in)

41.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

36.4

Lower than 80%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46574: frequently asked questions

What is the median home value in ZIP Code 46574?
The median home value in ZIP Code 46574 is $188,100, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 46574?
The median annual property tax in ZIP Code 46574 is $1,437, an effective rate of 1% of home value.
Is ZIP Code 46574 expensive to live in?
Homes in ZIP Code 46574 cost about 2.47× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 46574?
The median gross rent in ZIP Code 46574 is $791 a month, lower than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46574?
Home prices in ZIP Code 46574 have moved 64% over the past five years (10% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46574?
ZIP Code 46574 averages 48.5°F year-round, summer highs near 80.5°F, winter lows around 17.7°F (NOAA 1991–2020 normals). It sees about 41.7 inches of snow a year.
Is ZIP Code 46574 at risk of flooding or natural disasters?
ZIP Code 46574's FEMA National Risk Index score is 36.4 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →