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ZIP Code 46613

St. Joseph, Indiana

FIPS 46613

Juniper

ZIP Code 46613 is in the top 1% nationally for HPI growth 5yr %. It also sits in the top 9% nationally for appreciation 1yr %. And it sits in the top 12% nationally for FEMA risk score.

Median Home Value

$82,800

Lower than 87% of U.S. ZIP codes

HPI Growth 5yr %

84%

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

24.2

Lower than 88% of U.S. ZIP codes

The basics

Total Population

12,279

Median Age

28.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$82,800

Lower than 87%

Median Property Tax

$851

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.95

Lower than 76%

Median Rent

$990

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

84%

Higher than 99%

Appreciation 1yr %

8%

Higher than 91%

Pandemic Gain %

77%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40

Annual Snowfall (in)

49.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.2

Lower than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46613: frequently asked questions

What is the median home value in ZIP Code 46613?
The median home value in ZIP Code 46613 is $82,800, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 46613?
The median annual property tax in ZIP Code 46613 is $851, an effective rate of 1% of home value.
Is ZIP Code 46613 expensive to live in?
Homes in ZIP Code 46613 cost about 1.95× the median household income, lower than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 46613?
The median gross rent in ZIP Code 46613 is $990 a month, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46613?
Home prices in ZIP Code 46613 have moved 84% over the past five years (8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46613?
ZIP Code 46613 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46613 at risk of flooding or natural disasters?
ZIP Code 46613's FEMA National Risk Index score is 24.2 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →