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ZIP Code 46615

St. Joseph, Indiana

FIPS 46615

Juniper

ZIP Code 46615 is in the top 11% nationally for FEMA risk score. It also sits in the top 11% nationally for HPI growth 5yr %. And it sits in the top 28% nationally for appreciation 1yr %.

Median Home Value

$139,600

Lower than 71% of U.S. ZIP codes

HPI Growth 5yr %

62%

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

22.8

Lower than 89% of U.S. ZIP codes

The basics

Total Population

14,190

Median Age

35.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$139,600

Lower than 71%

Median Property Tax

$1,268

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.22

Lower than 70%

Median Rent

$988

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 89%

Appreciation 1yr %

2%

Higher than 72%

Pandemic Gain %

60%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40.9

Annual Snowfall (in)

49.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.8

Lower than 89%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46615: frequently asked questions

What is the median home value in ZIP Code 46615?
The median home value in ZIP Code 46615 is $139,600, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 46615?
The median annual property tax in ZIP Code 46615 is $1,268, an effective rate of 1% of home value.
Is ZIP Code 46615 expensive to live in?
Homes in ZIP Code 46615 cost about 2.22× the median household income, lower than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 46615?
The median gross rent in ZIP Code 46615 is $988 a month, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46615?
Home prices in ZIP Code 46615 have moved 62% over the past five years (2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46615?
ZIP Code 46615 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46615 at risk of flooding or natural disasters?
ZIP Code 46615's FEMA National Risk Index score is 22.8 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →