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ZIP Code 46615

St. Joseph, Indiana

ZCTA 46615

Juniper

ZIP Code 46615 is in the lowest 7% nationally for FEMA risk score. It also sits in the lowest 7% nationally for typical home value. And it sits in the lowest 21% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$169,012

Lower than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

62%

Higher than 76% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.7

Lower than 93% of U.S. ZIP codes

The boundary of ZIP Code 46615, in St. Joseph, Indiana.

The basics

Total Population

14,190

Median Age

35.7

Population Density

4,297.97

Home values & property tax

Median Property Tax

$1,268

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.22×

Lower than 79% of U.S. ZIP codes
Median Income

$62,964

Lower than 65% of U.S. ZIP codes
Median Rent

$988

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

2%

Lower than 63% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

60%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40.9

Annual Snowfall (in)

49.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

21.7

Lower than 93% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46615: frequently asked questions

What is the typical home value in ZIP Code 46615?
The estimated median home value in ZIP Code 46615 today is $169,012, lower than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 46615?
The median annual property tax in ZIP Code 46615 is $1,268, an effective rate of 0.91% of home value.
Is ZIP Code 46615 expensive to live in?
Homes in ZIP Code 46615 cost about 2.22× the median household income, lower than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 46615?
The median gross rent in ZIP Code 46615 is $988 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 46615?
Home prices in ZIP Code 46615 have moved 62% over the past five years (2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46615?
ZIP Code 46615 has a population of 14,190, about 4,297.97 people per square mile, per the U.S. Census American Community Survey. The median age is 35.7.
What is the weather like in ZIP Code 46615?
ZIP Code 46615 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46615 at risk of flooding or natural disasters?
ZIP Code 46615's FEMA National Risk Index score is 21.7 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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