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ZIP Code 46561

St. Joseph, Indiana

FIPS 46561

Juniper

ZIP Code 46561 is in the top 20% nationally for HPI growth 5yr %. It also sits in the top 21% nationally for appreciation 1yr %. And it sits in the top 24% nationally for FEMA risk score.

Median Home Value

$230,600

Higher than 57% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

41

Lower than 76% of U.S. ZIP codes

The basics

Total Population

13,996

Median Age

37.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$230,600

Higher than 57%

Median Property Tax

$1,647

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.51

Lower than 62%

Median Rent

$1,199

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

3.8%

Higher than 79%

Pandemic Gain %

47%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

39.1

Annual Snowfall (in)

36.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

41

Lower than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46561: frequently asked questions

What is the median home value in ZIP Code 46561?
The median home value in ZIP Code 46561 is $230,600, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 46561?
The median annual property tax in ZIP Code 46561 is $1,647, an effective rate of 1% of home value.
Is ZIP Code 46561 expensive to live in?
Homes in ZIP Code 46561 cost about 2.51× the median household income, lower than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 46561?
The median gross rent in ZIP Code 46561 is $1,199 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46561?
Home prices in ZIP Code 46561 have moved 55% over the past five years (3.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46561?
ZIP Code 46561 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 36.9 inches of snow a year.
Is ZIP Code 46561 at risk of flooding or natural disasters?
ZIP Code 46561's FEMA National Risk Index score is 41 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →