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ZIP Code 46614

St. Joseph, Indiana

ZCTA 46614

Juniper

ZIP Code 46614 is in the lowest 7% nationally for FEMA risk score. It also sits in the lowest 22% nationally for typical home value. And it sits in the lowest 30% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$227,633

Lower than 78% of U.S. ZIP codes
Home Price Growth, Past Five Years

58%

Higher than 67% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

22.6

Lower than 93% of U.S. ZIP codes

The boundary of ZIP Code 46614, in St. Joseph, Indiana.

The basics

Total Population

29,602

Median Age

40.6

Population Density

555.95

Home values & property tax

Median Property Tax

$1,816

Property Tax Rateyearly tax as a share of home value

0.97%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.53×

Lower than 70% of U.S. ZIP codes
Median Income

$74,153

Near the U.S. ZIP codes median
Median Rent

$925

Lower than 60% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.8%

Higher than 61% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

52%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

9.2%

Climate & weather

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

17.7

Avg Temperature (°F)

48.5

Hot Days/yr (>90°F)

7.3

Freezing Days/yr (<32°F)

140.2

Annual Precipitation (in)

40

Annual Snowfall (in)

49.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

22.6

Lower than 93% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46614: frequently asked questions

What is the typical home value in ZIP Code 46614?
The estimated median home value in ZIP Code 46614 today is $227,633, lower than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 46614?
The median annual property tax in ZIP Code 46614 is $1,816, an effective rate of 0.97% of home value.
Is ZIP Code 46614 expensive to live in?
Homes in ZIP Code 46614 cost about 2.53× the median household income, lower than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 46614?
The median gross rent in ZIP Code 46614 is $925 a month, lower than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46614?
Home prices in ZIP Code 46614 have moved 58% over the past five years (4.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46614?
ZIP Code 46614 has a population of 29,602, about 555.95 people per square mile, per the U.S. Census American Community Survey. The median age is 40.6.
What is the weather like in ZIP Code 46614?
ZIP Code 46614 averages 48.5°F year-round, summer highs near 80.5°F, winter lows around 17.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46614 at risk of flooding or natural disasters?
ZIP Code 46614's FEMA National Risk Index score is 22.6 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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