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ZIP Code 46637

St. Joseph, Indiana

ZCTA 46637

Juniper

ZIP Code 46637 is in the lowest 23% nationally for FEMA risk score. It also sits in the lowest 26% nationally for typical home value. And it sits in the highest 38% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$242,802

Lower than 74% of U.S. ZIP codes
Home Price Growth, Past Five Years

55%

Higher than 58% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.5

Lower than 77% of U.S. ZIP codes

The boundary of ZIP Code 46637, in St. Joseph, Indiana.

The basics

Total Population

16,200

Median Age

39.5

Population Density

1,619.69

Home values & property tax

Median Property Tax

$1,779

Property Tax Rateyearly tax as a share of home value

0.86%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.9×

Lower than 57% of U.S. ZIP codes
Median Income

$71,462

Near the U.S. ZIP codes median
Median Rent

$1,163

Higher than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.8%

Lower than 56% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40.8

Annual Snowfall (in)

64.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.5

Lower than 77% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46637: frequently asked questions

What is the typical home value in ZIP Code 46637?
The estimated median home value in ZIP Code 46637 today is $242,802, lower than 74% of U.S. ZIP codes.
How much is property tax in ZIP Code 46637?
The median annual property tax in ZIP Code 46637 is $1,779, an effective rate of 0.86% of home value.
Is ZIP Code 46637 expensive to live in?
Homes in ZIP Code 46637 cost about 2.9× the median household income, lower than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 46637?
The median gross rent in ZIP Code 46637 is $1,163 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46637?
Home prices in ZIP Code 46637 have moved 55% over the past five years (2.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46637?
ZIP Code 46637 has a population of 16,200, about 1,619.69 people per square mile, per the U.S. Census American Community Survey. The median age is 39.5.
What is the weather like in ZIP Code 46637?
ZIP Code 46637 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 64.5 inches of snow a year.
Is ZIP Code 46637 at risk of flooding or natural disasters?
ZIP Code 46637's FEMA National Risk Index score is 42.5 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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