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ZIP Code 59860

Lake, Montana

ZCTA 59860

Juniper

ZIP Code 59860 is in the highest 8% nationally for FEMA risk score. It also sits in the highest 6% nationally for home price against income. And it sits in the highest 10% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$475,920

Higher than 72% of U.S. ZIP codes
Home Price Growth, Past Five Years

72%

Higher than 90% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

94.3

Higher than 92% of U.S. ZIP codes

The boundary of ZIP Code 59860, in Lake, Montana.

The basics

Total Population

11,897

Median Age

47.4

Population Density

45.46

Home values & property tax

Median Property Tax

$2,581

Property Tax Rateyearly tax as a share of home value

0.58%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.12×

Higher than 94% of U.S. ZIP codes
Median Income

$62,047

Lower than 67% of U.S. ZIP codes
Median Rent

$926

Lower than 60% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.9%

Lower than 89% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

68%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

79.1

Winter Avg Low (°F)

22

Avg Temperature (°F)

46.2

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

146.9

Annual Precipitation (in)

15

Annual Snowfall (in)

33.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

94.3

Higher than 92% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 59860: frequently asked questions

What is the typical home value in ZIP Code 59860?
The estimated median home value in ZIP Code 59860 today is $475,920, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 59860?
The median annual property tax in ZIP Code 59860 is $2,581, an effective rate of 0.58% of home value.
Is ZIP Code 59860 expensive to live in?
Homes in ZIP Code 59860 cost about 7.12× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 59860?
The median gross rent in ZIP Code 59860 is $926 a month, lower than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 59860?
Home prices in ZIP Code 59860 have moved 72% over the past five years (-2.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 59860?
ZIP Code 59860 has a population of 11,897, about 45.46 people per square mile, per the U.S. Census American Community Survey. The median age is 47.4.
What is the weather like in ZIP Code 59860?
ZIP Code 59860 averages 46.2°F year-round, summer highs near 79.1°F, winter lows around 22°F (NOAA 1991–2020 normals). It sees about 33.6 inches of snow a year.
Is ZIP Code 59860 at risk of flooding or natural disasters?
ZIP Code 59860's FEMA National Risk Index score is 94.3 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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