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ZIP Code 59860

Lake, Montana

FIPS 59860

Juniper

ZIP Code 59860 is in the top 5% nationally for HPI growth 5yr %, but in the bottom 5% nationally for price-to-income ratio. It also sits in the bottom 8% nationally for FEMA risk score. And it sits in the 85th percentile nationally for median home value.

Median Home Value

$441,500

Higher than 85% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

94.4

Higher than 92% of U.S. ZIP codes

The basics

Total Population

11,897

Median Age

47.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$441,500

Higher than 85%

Median Property Tax

$2,581

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.12

Higher than 95%

Median Rent

$926

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

-2.9%

Higher than 61%

Pandemic Gain %

68%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.1

Winter Avg Low (°F)

22

Avg Temperature (°F)

46.2

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

146.9

Annual Precipitation (in)

15

Annual Snowfall (in)

33.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.4

Higher than 92%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 59860: frequently asked questions

What is the median home value in ZIP Code 59860?
The median home value in ZIP Code 59860 is $441,500, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 59860?
The median annual property tax in ZIP Code 59860 is $2,581, an effective rate of 1% of home value.
Is ZIP Code 59860 expensive to live in?
Homes in ZIP Code 59860 cost about 7.12× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 59860?
The median gross rent in ZIP Code 59860 is $926 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 59860?
Home prices in ZIP Code 59860 have moved 72% over the past five years (-2.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 59860?
ZIP Code 59860 averages 46.2°F year-round, summer highs near 79.1°F, winter lows around 22°F (NOAA 1991–2020 normals). It sees about 33.6 inches of snow a year.
Is ZIP Code 59860 at risk of flooding or natural disasters?
ZIP Code 59860's FEMA National Risk Index score is 94.4 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →