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ZIP Code 59864

Lake, Montana

FIPS 59864

Juniper

ZIP Code 59864 is in the top 1% nationally for HPI growth 5yr %, but in the bottom 8% nationally for FEMA risk score. It also sits in the top 14% nationally for appreciation 1yr %. And it sits in the bottom 16% nationally for price-to-income ratio.

Median Home Value

$297,700

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

87%

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

94.7

Higher than 92% of U.S. ZIP codes

The basics

Total Population

7,301

Median Age

38.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$297,700

Higher than 69%

Median Property Tax

$2,162

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.8

Higher than 84%

Median Rent

$913

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

87%

Higher than 99%

Appreciation 1yr %

5.9%

Higher than 86%

Pandemic Gain %

71%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.1

Winter Avg Low (°F)

22

Avg Temperature (°F)

46.2

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

146.9

Annual Precipitation (in)

26.2

Annual Snowfall (in)

33.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.7

Higher than 92%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 59864: frequently asked questions

What is the median home value in ZIP Code 59864?
The median home value in ZIP Code 59864 is $297,700, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 59864?
The median annual property tax in ZIP Code 59864 is $2,162, an effective rate of 1% of home value.
Is ZIP Code 59864 expensive to live in?
Homes in ZIP Code 59864 cost about 4.8× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 59864?
The median gross rent in ZIP Code 59864 is $913 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 59864?
Home prices in ZIP Code 59864 have moved 87% over the past five years (5.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 59864?
ZIP Code 59864 averages 46.2°F year-round, summer highs near 79.1°F, winter lows around 22°F (NOAA 1991–2020 normals). It sees about 33.6 inches of snow a year.
Is ZIP Code 59864 at risk of flooding or natural disasters?
ZIP Code 59864's FEMA National Risk Index score is 94.7 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →