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ZIP Code 59865

Lake, Montana

FIPS 59865

Juniper

ZIP Code 59865 is in the top 12% nationally for HPI growth 5yr %, but in the bottom 8% nationally for price-to-income ratio. It also sits in the bottom 9% nationally for FEMA risk score. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$345,300

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

62%

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

94

Higher than 91% of U.S. ZIP codes

The basics

Total Population

3,635

Median Age

38.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$345,300

Higher than 75%

Median Property Tax

$2,986

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.11

Higher than 92%

Median Rent

$723

Lower than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 88%

Appreciation 1yr %

-2.3%

Higher than 61%

Pandemic Gain %

40%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.3

Winter Avg Low (°F)

22.5

Avg Temperature (°F)

47.7

Hot Days/yr (>90°F)

20.3

Freezing Days/yr (<32°F)

152.4

Annual Precipitation (in)

16.7

Annual Snowfall (in)

136.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94

Higher than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 59865: frequently asked questions

What is the median home value in ZIP Code 59865?
The median home value in ZIP Code 59865 is $345,300, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 59865?
The median annual property tax in ZIP Code 59865 is $2,986, an effective rate of 1% of home value.
Is ZIP Code 59865 expensive to live in?
Homes in ZIP Code 59865 cost about 6.11× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 59865?
The median gross rent in ZIP Code 59865 is $723 a month, lower than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 59865?
Home prices in ZIP Code 59865 have moved 62% over the past five years (-2.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 59865?
ZIP Code 59865 averages 47.7°F year-round, summer highs near 82.3°F, winter lows around 22.5°F (NOAA 1991–2020 normals). It sees about 136.5 inches of snow a year.
Is ZIP Code 59865 at risk of flooding or natural disasters?
ZIP Code 59865's FEMA National Risk Index score is 94 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →