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ZIP Code 77318

Montgomery, Texas

FIPS 77318

Juniper

ZIP Code 77318 is in the top 7% nationally for HPI growth 5yr %, but in the bottom 37% nationally for price-to-income ratio. It also sits in the 79th percentile nationally for median rent. And it sits in the top 23% nationally for FEMA risk score.

Median Home Value

$316,900

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

67%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

39.8

Lower than 77% of U.S. ZIP codes

The basics

Total Population

20,792

Median Age

43.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$316,900

Higher than 72%

Median Property Tax

$4,617

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.43

Higher than 64%

Median Rent

$1,386

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

67%

Higher than 93%

Appreciation 1yr %

-6.2%

Higher than 58%

Pandemic Gain %

71%

Recession Drop %

-0.63%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

94.4

Winter Avg Low (°F)

43.8

Avg Temperature (°F)

69.7

Hot Days/yr (>90°F)

105.2

Freezing Days/yr (<32°F)

16.5

Annual Precipitation (in)

50.5

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

39.8

Lower than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 77318: frequently asked questions

What is the median home value in ZIP Code 77318?
The median home value in ZIP Code 77318 is $316,900, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 77318?
The median annual property tax in ZIP Code 77318 is $4,617, an effective rate of 1% of home value.
Is ZIP Code 77318 expensive to live in?
Homes in ZIP Code 77318 cost about 3.43× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 77318?
The median gross rent in ZIP Code 77318 is $1,386 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 77318?
Home prices in ZIP Code 77318 have moved 67% over the past five years (-6.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 77318?
ZIP Code 77318 averages 69.7°F year-round, summer highs near 94.4°F, winter lows around 43.8°F (NOAA 1991–2020 normals).
Is ZIP Code 77318 at risk of flooding or natural disasters?
ZIP Code 77318's FEMA National Risk Index score is 39.8 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →