The basics
Total Population
37,168
Median Age
35.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$214,500
Median Property Tax
$4,121
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.2
Median Rent
$1,077
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
1.3%
Pandemic Gain %
52%
Recession Drop %
-6.5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
96.3
Winter Avg Low (°F)
51
Avg Temperature (°F)
75
Hot Days/yr (>90°F)
166.9
Freezing Days/yr (<32°F)
1.4
Annual Precipitation (in)
24.1
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
76.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78539: frequently asked questions
- What is the median home value in ZIP Code 78539?
- The median home value in ZIP Code 78539 is $214,500, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 78539?
- The median annual property tax in ZIP Code 78539 is $4,121, an effective rate of 2% of home value.
- Is ZIP Code 78539 expensive to live in?
- Homes in ZIP Code 78539 cost about 3.2× the median household income, higher than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78539?
- The median gross rent in ZIP Code 78539 is $1,077 a month, higher than 65% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78539?
- Home prices in ZIP Code 78539 have moved 53% over the past five years (1.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78539?
- ZIP Code 78539 averages 75°F year-round, summer highs near 96.3°F, winter lows around 51°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 78539 at risk of flooding or natural disasters?
- ZIP Code 78539's FEMA National Risk Index score is 76.5 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →