The basics
Total Population
27,507
Median Age
42.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$903,200
Median Property Tax
$10,001
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.56
Median Rent
$1,737
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
28%
Appreciation 1yr %
0.12%
Pandemic Gain %
44%
Recession Drop %
0.5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
95.9
Winter Avg Low (°F)
43.7
Avg Temperature (°F)
70
Hot Days/yr (>90°F)
122.8
Freezing Days/yr (<32°F)
11.9
Annual Precipitation (in)
36.3
Annual Snowfall (in)
0.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78731: frequently asked questions
- What is the median home value in ZIP Code 78731?
- The median home value in ZIP Code 78731 is $903,200, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78731?
- The median annual property tax in ZIP Code 78731 is $10,001, an effective rate of 1% of home value.
- Is ZIP Code 78731 expensive to live in?
- Homes in ZIP Code 78731 cost about 8.56× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78731?
- The median gross rent in ZIP Code 78731 is $1,737 a month, higher than 89% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78731?
- Home prices in ZIP Code 78731 have moved 28% over the past five years (0.12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78731?
- ZIP Code 78731 averages 70°F year-round, summer highs near 95.9°F, winter lows around 43.7°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
- Is ZIP Code 78731 at risk of flooding or natural disasters?
- ZIP Code 78731's FEMA National Risk Index score is 37.4 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →