The basics
Total Population
31,019
Median Age
43.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$916,300
Median Property Tax
$10,001
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.01
Median Rent
$1,983
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
41%
Appreciation 1yr %
-5.5%
Pandemic Gain %
71%
Recession Drop %
-7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
93.5
Winter Avg Low (°F)
40.8
Avg Temperature (°F)
67.4
Hot Days/yr (>90°F)
105.9
Freezing Days/yr (<32°F)
28.7
Annual Precipitation (in)
35.7
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
62.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78738: frequently asked questions
- What is the median home value in ZIP Code 78738?
- The median home value in ZIP Code 78738 is $916,300, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78738?
- The median annual property tax in ZIP Code 78738 is $10,001, an effective rate of 1% of home value.
- Is ZIP Code 78738 expensive to live in?
- Homes in ZIP Code 78738 cost about 5.01× the median household income, higher than 86% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78738?
- The median gross rent in ZIP Code 78738 is $1,983 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78738?
- Home prices in ZIP Code 78738 have moved 41% over the past five years (-5.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78738?
- ZIP Code 78738 averages 67.4°F year-round, summer highs near 93.5°F, winter lows around 40.8°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 78738 at risk of flooding or natural disasters?
- ZIP Code 78738's FEMA National Risk Index score is 62.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →