Back to Explorer

ZIP Code 85646

Santa Cruz, Arizona

FIPS 85646

Juniper

ZIP Code 85646 is in the bottom 2% nationally for FEMA risk score. It also sits in the 97th percentile nationally for median rent. And it sits in the bottom 6% nationally for price-to-income ratio.

Median Home Value

$491,300

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

98.6

Higher than 98% of U.S. ZIP codes

The basics

Total Population

1,345

Median Age

71.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$491,300

Higher than 88%

Median Property Tax

$2,811

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.69

Higher than 94%

Median Rent

$2,295

Higher than 97%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-41%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

63

Hot Days/yr (>90°F)

115.1

Freezing Days/yr (<32°F)

60.2

Annual Precipitation (in)

16.4

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.6

Higher than 98%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 85646: frequently asked questions

What is the median home value in ZIP Code 85646?
The median home value in ZIP Code 85646 is $491,300, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 85646?
The median annual property tax in ZIP Code 85646 is $2,811, an effective rate of 1% of home value.
Is ZIP Code 85646 expensive to live in?
Homes in ZIP Code 85646 cost about 6.69× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 85646?
The median gross rent in ZIP Code 85646 is $2,295 a month, higher than 97% of U.S. ZIP codes.
What is the weather like in ZIP Code 85646?
ZIP Code 85646 averages 63°F year-round, summer highs near 93.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 85646 at risk of flooding or natural disasters?
ZIP Code 85646's FEMA National Risk Index score is 98.6 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →