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ZIP Code 85648

Santa Cruz, Arizona

ZCTA 85648

Juniper

ZIP Code 85648 is in the highest 26% nationally for FEMA risk score. It also sits in the lowest 26% nationally for typical home value. And it sits in the lowest 29% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$243,998

Lower than 74% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

82.8

Higher than 74% of U.S. ZIP codes

The boundary of ZIP Code 85648, in Santa Cruz, Arizona.

The basics

Total Population

22,118

Median Age

34.7

Population Density

102.67

Home values & property tax

Median Property Tax

$1,430

Property Tax Rateyearly tax as a share of home value

0.64%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.66×

Higher than 65% of U.S. ZIP codes
Median Income

$61,519

Lower than 68% of U.S. ZIP codes
Median Rent

$1,091

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.85%

Lower than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

52%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

45%

Climate & weather

Summer Avg High (°F)

93.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

63

Hot Days/yr (>90°F)

115.1

Freezing Days/yr (<32°F)

60.2

Annual Precipitation (in)

15.9

Annual Snowfall (in)

0.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

82.8

Higher than 74% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 85648: frequently asked questions

What is the typical home value in ZIP Code 85648?
The estimated median home value in ZIP Code 85648 today is $243,998, lower than 74% of U.S. ZIP codes.
How much is property tax in ZIP Code 85648?
The median annual property tax in ZIP Code 85648 is $1,430, an effective rate of 0.64% of home value.
Is ZIP Code 85648 expensive to live in?
Homes in ZIP Code 85648 cost about 3.66× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 85648?
The median gross rent in ZIP Code 85648 is $1,091 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 85648?
Home prices in ZIP Code 85648 have moved 53% over the past five years (0.85% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 85648?
ZIP Code 85648 has a population of 22,118, about 102.67 people per square mile, per the U.S. Census American Community Survey. The median age is 34.7.
What is the weather like in ZIP Code 85648?
ZIP Code 85648 averages 63°F year-round, summer highs near 93.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 85648 at risk of flooding or natural disasters?
ZIP Code 85648's FEMA National Risk Index score is 82.8 (higher than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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