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ZIP Code 85648

Santa Cruz, Arizona

FIPS 85648

Juniper

ZIP Code 85648 is in the top 22% nationally for HPI growth 5yr %, but in the bottom 15% nationally for FEMA risk score. It also sits in the bottom 31% nationally for price-to-income ratio. And it sits in the top 31% nationally for appreciation 1yr %.

Median Home Value

$224,900

Near the U.S. ZIP codes median

HPI Growth 5yr %

53%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

90

Higher than 85% of U.S. ZIP codes

The basics

Total Population

22,118

Median Age

34.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$224,900

Near median

Median Property Tax

$1,430

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.66

Higher than 69%

Median Rent

$1,091

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 78%

Appreciation 1yr %

0.85%

Higher than 69%

Pandemic Gain %

52%

Recession Drop %

-45%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

63

Hot Days/yr (>90°F)

115.1

Freezing Days/yr (<32°F)

60.2

Annual Precipitation (in)

15.9

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

90

Higher than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 85648: frequently asked questions

What is the median home value in ZIP Code 85648?
The median home value in ZIP Code 85648 is $224,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 85648?
The median annual property tax in ZIP Code 85648 is $1,430, an effective rate of 1% of home value.
Is ZIP Code 85648 expensive to live in?
Homes in ZIP Code 85648 cost about 3.66× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 85648?
The median gross rent in ZIP Code 85648 is $1,091 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 85648?
Home prices in ZIP Code 85648 have moved 53% over the past five years (0.85% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 85648?
ZIP Code 85648 averages 63°F year-round, summer highs near 93.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 85648 at risk of flooding or natural disasters?
ZIP Code 85648's FEMA National Risk Index score is 90 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →