The basics
Total Population
3,309
Median Age
46.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$277,300
Median Property Tax
$1,123
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.54
Median Rent
$1,196
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
33%
Recession Drop %
-55%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
103
Winter Avg Low (°F)
41
Avg Temperature (°F)
70.2
Hot Days/yr (>90°F)
143.6
Freezing Days/yr (<32°F)
9
Annual Precipitation (in)
6.3
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
88.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89040: frequently asked questions
- What is the median home value in ZIP Code 89040?
- The median home value in ZIP Code 89040 is $277,300, higher than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89040?
- The median annual property tax in ZIP Code 89040 is $1,123, an effective rate of 0% of home value.
- Is ZIP Code 89040 expensive to live in?
- Homes in ZIP Code 89040 cost about 3.54× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89040?
- The median gross rent in ZIP Code 89040 is $1,196 a month, higher than 72% of U.S. ZIP codes.
- What is the weather like in ZIP Code 89040?
- ZIP Code 89040 averages 70.2°F year-round, summer highs near 103°F, winter lows around 41°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 89040 at risk of flooding or natural disasters?
- ZIP Code 89040's FEMA National Risk Index score is 88.5 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →