The basics
Total Population
49,041
Median Age
40.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$295,400
Median Property Tax
$1,029
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.04
Median Rent
$1,406
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
50%
Appreciation 1yr %
-1.3%
Pandemic Gain %
42%
Recession Drop %
-63%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
102.2
Winter Avg Low (°F)
41.4
Avg Temperature (°F)
70.1
Hot Days/yr (>90°F)
137.1
Freezing Days/yr (<32°F)
9.8
Annual Precipitation (in)
6.1
Annual Snowfall (in)
0.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
60.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 89103: frequently asked questions
- What is the median home value in ZIP Code 89103?
- The median home value in ZIP Code 89103 is $295,400, higher than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 89103?
- The median annual property tax in ZIP Code 89103 is $1,029, an effective rate of 0% of home value.
- Is ZIP Code 89103 expensive to live in?
- Homes in ZIP Code 89103 cost about 6.04× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 89103?
- The median gross rent in ZIP Code 89103 is $1,406 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 89103?
- Home prices in ZIP Code 89103 have moved 50% over the past five years (-1.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 89103?
- ZIP Code 89103 averages 70.1°F year-round, summer highs near 102.2°F, winter lows around 41.4°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
- Is ZIP Code 89103 at risk of flooding or natural disasters?
- ZIP Code 89103's FEMA National Risk Index score is 60.5 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →